Paycheck Budget Calculator

Free Budget Calculator Based on Your Income

Enter your take-home pay, pick weekly, biweekly or monthly, and see a 50/30/20 split or your own categories. Nothing is uploaded: it all runs in your browser.

Debt payoff months

Next step: Turn your bank statement PDF into a spreadsheet, free while in beta

Want this in a reusable template?

Printable and fillable planners from our shop:

New Year Budget Reset 2027Debt Payoff Planner

Household budget spreadsheets

• Paycheck budget spreadsheet: coming soon

• Couples budget spreadsheet: coming soon

• Debt payoff spreadsheet: coming soon

FAQ

Is this budget calculator free?

Yes. It is free and runs entirely in your browser; nothing you type is sent anywhere.

Should I use gross or net pay?

This calculator is designed for take-home (net) pay, the amount that actually lands in your account.

Is this financial advice?

No. It is an educational tool. For advice about your situation, talk to a qualified professional.